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Before you read any further, please understand that we here at The Property Solutions Group, LLC realize some of the situations and topics that are discussed here may be very emotional, personal, and often tough to think about. Although this may be true, our only goal is to work with you to find a workable solution to your problem. You've made the right first step by contacting us.
If you currently are in pre-foreclosure, foreclosure, or need debt relief, you must realize that you will end up paying thousands of dollars in lawyer fees to foreclose. Plus, it will take 6 months to a year before you home ever sells at the foreclosure auction or bank sale. Plus, even if you declare bankruptcy, you will still owe the banks money, often at a higher rate. Even if you don't, what's worse is that if you let your home/property go to sale, having a foreclosure on your credit report is often worse than bankruptcy, because the negative information will be on your credit report for the next 10 YEARS! You wouldn't even be able to rent an apartment, let alone getting another home.
You probably are asking yourself, "is there really a good solution for me?" The answer is YES! More than likely, we can easily solve your problem and take away your foreclosure. After you read our FREE FORECLOSURE INFORMATION REPORT below, you will understand your options and realize why we are the foreclosure specialists. In addition, more often than not, we are able to take away your foreclosure and often sell your home back to you at a much LOWER COST!
WHAT ARE MY OPTIONS?
1. Ignore the foreclosure complaint
2. Contact family, friends who may provide funds (private lenders/angels)
3. Attempt to negotiate with the lender
4. File bankruptcy
5. Sell your house and stay
6. Sell your house and move
WHAT ISSUES MUST I RESOLVE FOR MYSELF SO THAT I CAN PICK THE BEST OPTION?
It is important to face the facts in front of you. If your house is worth far less than your debt, face the fact. If you have not and will not be able to make timely payments, then face the fact. If you are scared, confused, embarrassed and unable to act to resolve this problem, then get some help. Sometimes bad things happen to good people.
WHAT ISSUES REGARDING MY FORECLOSURE WOULD LEAD ME TO CHOOSING ONE OPTION OVER THE OTHER?
The key factors will be:
* the value of your home
* the total amount of money you owe on your home
* your ability to make timely future payments
* your understanding and acceptance of your situation
* the condition of your home
1. Should Ignore the foreclosure lawsuit?
This is the worst thing you could do. We can not even begin to tell you how bad your life will get if you ignore the foreclosure. It will take up to a year to be resolved and will cost you thousands of dollars. More importantly, the options you might have WILL quickly disappear the longer the suit exists.
2. Should I contact friends or family for funds?
This option would work well if you have the ability to repay the loan or you use the extra time this loan would provide to sell your home in order to pay off the mortgage and the friend who helped you out.
3. Should I attempt to negotiate with my lender?
This is what we specialize in. If you have not been making payments for four months or longer, than the lender is not likely to pay much attention to your request. Lenders frequently allow for a solution, but it typically means that you must make your normal payments plus a portion of your late payments until all is paid back. With our solutions, we are able to work with the lenders to often completely wipe away your obligations and allow to get on with your life. Often, we can give you the opportunity to continuing living in your home with much lower payments.
4. Should I file bankruptcy?
We would like to speak to you first before you do this, because our solutions often wipe your obligations from your lender, thereby leaving you with more CASH. Still, we advise you to seek the advice of an attorney skilled in bankruptcy laws.
5. Should I sell my house and stay?
The Property Solutions Group can arrange to pay up or off your lender thereby dismissing the foreclosure. Depending upon your circumstances, we may be able to let you stay in your home and have a fresh start.
The advantages are:
1. Completely dismisses the foreclosure lawsuit, thereby ending the harassing collection calls from your lender.
2. Saves your credit record from showing a foreclosure.
3. Saves the embarrassment, stigma and public humiliation of losing your home to foreclosure.
4. You will have the satisfaction of knowing that YOU resolved this crisis.
5. Maintain continuity of occupying the home that you know and love.
6. Should I sell my house and move?
The Property Solutions Group can place immediate cash in your hands for the equity in your home.
The advantages are:
1. Completely dismisses the foreclosure lawsuit, thereby ending the harassing collection calls from your lender.
2. Saves your credit record from showing a foreclosure.
3. Save costly selling fees, such as Realtor commissions and advertising costs. There is no need to perform costly repairs, as this is an as-is transaction.
4. This will place immediate CASH in your hands for necessary expenses.
5. Allow a generous timetable for a seamless move, and a fresh start in a new chapter in life.
6. Saves the embarrassment, stigma and public humiliation of losing your home to foreclosure.
7. You will have the satisfaction of knowing that YOU resolved this crisis.
HOW CAN THE PROPERTY SOLUTIONS GROUP TAKE AWAY MY PROBLEM?
It helps to know the right people, who know the right information. We are able to, in most cases, provide an immediate solution for people in all stages of foreclosure. We will spend time finding out your important information such as home value, debt load, income and condition, and then we may promote several options.
Here is what we have done and can do for you:
Negotiate with your lender:
With your authorization, we contact your lender and often are able to buy your mortgage note from them. When we do this, 9 times out of ten, we will be able to completely wipe your obligation from the lender and you can move on with your life. The advantages are:
* Your foreclosure will be GONE, which means you will be able to buy another home.
* Our expertise may wipe away ALL obligations to your lender.
* Your credit report will stay clean!
Purchase your home and then sell, rent, or lease it back to you:
Often, when we purchase your home or mortgage from your lender, we may be able to sell, rent, or lease your home back to you at better terms and price. Because of our expertise and ability, if we buy your home or mortgage from your lender and then sell you your home back, you will pay A LOT LESS for your home, which means much LOWER payments.
WHAT SHOULD I DO FIRST?
If you are still uncertain which option is best for you, please either fill out our 24hr Solutions Form or contact us by phone at (513-241-TPSG (8774) or 1-800-959-5791) with details about your situation. We will respond within 24 hours with an opinion of your best options. There is NO COST or obligation for this service.
The Property Solutions Group, LLC will fight your lenders, handle all the paperwork, and put a stop to your foreclosure proceedings.
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